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\u201cMa Pinky\u2019s incredible passion for farming has spread from Mzansi to the world, to the next generations,\u201d said Lindiwe Sithole new presenter of the agricultural television show, African Farming. The second season of the series has started on Thursday 24 June at 18:30 on Mzansi Wethu (channel 163, DStv). In this episode Sithole visited Selina Pinky Hlabedi at Ba Kwa-Hlabedi Farming in Gauteng to hear about her cattle and maize operations.<\/em><\/p>\n \u201cI had the opportunity to plant on 2,5 hectares. That 2,5 hectares took me to where I am today and that is how I acquired this farm,\u201d Hlabedi said of her road to success.<\/p>\n \u201cToday my farm is 498 hectares and we farm with maize, cattle, and small vegetables. We also had sheep, before they were stolen.\u201d<\/p>\n The road to success was hard but Ma Pinky soldiered on. \u201cOur mom is a very driven person, and it has helped us to get to this farm,\u201d said Dineo Hlabedi, Pinky\u2019s daughter. Pinky\u2019s son, Thabang, is the farm manager.\u00a0<\/p>\n During the episode Pinky told of past ventures that had failed, such as vegetable gardens not being profitable and a poultry farm not making it. She also recounts the time her sheep were stolen: \u201cI had 100 sheep and 78 were stolen.\u201d<\/p>\n Later in studio Sithole asked panel expert Keneilwe Nailana, Senior Manager for Agribusiness at Standard Bank, how farmers can plan better for unforeseen events and disasters.<\/p>\n \u201cWe cannot overemphasise planning,\u201d said Nailana. \u201cLike they say, if you fail to plan, you plan to fail.\u201d\u00a0<\/p>\n According to Nailana you should start your planning with a budget. \u201cIt will show you your expected income and expenses, this way you won\u2019t be caught off guard.\u201d<\/p>\n However, she warned that if you make a mistake with your budget it will show in your cash flow. \u201cYou cannot afford to run out of cash when you have a business, because you need cash for everyday activities to stay operational. If you cannot pay for operating expenses, then you will have to close up shop. Trust me, I have seen profitable businesses close down because of cash-flow problems. So, you really need a financial advisor to help you manage and understand your cash flow cycle.\u201d<\/p>\n She also advised farmers to prepare for risk by setting up a risk plan. \u201cWe have products that can help you in that regard, such as crop insurance and livestock insurance. Therefore, make sure you are informed and get a reliable banker to help you through tough times.\u201d<\/p>\n For Nailana planning is key to any successful farming operation and she said she will always advise new farmers to plan, plan, plan.<\/p>\n For more information<\/strong>: Agribusiness Desk, 011 344 5143 \/ 011 721 9089, email:<\/p>\n SBSA.Agricultural@standardbank.co.za<\/a>, website: www.standardbank.co.za<\/a>.<\/p>\n<\/p><\/div>\n