Kah Walla, a Cameroonian solution-driven entrepreneur and political leader — Lionesses of Africa



Lionesses Weekender spoke to the inspirational Kah Walla this month to learn more about this impact driven entrepreneur and activist who is on a mission to bring African solutions to very important African challenges.

What does your company do?

STRATEGIES! is a 26-year-old consulting firm agency offering services in leadership, strategy and organizational development to multinational companies and development organizations on 5 continents. We like to define ourselves as “organizational doctors”. STRATEGIES! provides solutions to challenges faced by organizations and we walk hand-in-hand with our partners as they implement these solutions. Our headquarters are in Douala, Cameroon and we have a branch office in Washington DC, USA since 2017.

What inspired you to start your company?

Working with other colleagues in a consulting firm which was about to close down, we saw the opportunity to create STRATEGIES! in April 1995. We had the ambition to set up a consultancy firm specialized in leadership and management employing young Africans and able to compete with the best in the world. At that time, management consultants in Cameroon were mostly Westerners who were not always connected to local realities. Having made this observation, we were crazy enough to believe that a firm run by young Cameroonians could be competitive on the market. After 26 years of existence, multiple projects carried out in 43 countries with over 100 public and private organizations, we are proud to compete with the best consulting firms in the world in Leadership, Strategy and Organizational Development. In addition we have developed thematic expertise in key areas such as Peace & Security, Decentralization & Local Governance, Mining & Natural Resource Governance, Gender, Economic Development & Entrepreneurship, Agriculture, etc. We are very proud to be part of those bringing African solutions to these very important African challenges.

Why should anyone use your service or product?

As consultants working in the field of leadership and management in Africa, we have a deep understanding and mastery of the African context and its specific challenges. We also work in a global context and believe that African organizations must deliver excellence at global norms and standards. 

STRATEGIES! is an African firm that delivers excellence at a global level, and we work with our clients and partners to do the same by combining international norms and standards with the specificities of the African continent.

STRATEGIES! also uses African history and culture to train on leadership even as we work with African Macro-Trends and success stories to build leadership and management skills in both public and private sector leaders.

Tell us a little about your team

At STRATEGIES! one of our key values is “We believe in People”. Our company has an amazing team of consultants who deliver the highest quality services to our clients and partners. They are multidisciplinary, professional, and bilingual. Always striving for excellence, they are dynamic and results-oriented. Our team is 100% African and usually at least 50% of our leaders and staff are women. Over our 26 years, we have employed over 70 people, giving many young Africans and particularly young African women their first opportunity at an international job.

Share a little about your entrepreneurial journey. And do you come from an entrepreneurial background?

My parents were both civil servants, but both of my grandmothers aside from being some of the most outstanding women I have known, were entrepreneurs. They both taught me the importance of financial independence. I learned that lesson well. I began my first company at 19 and have been an entrepreneur in one form or another since then. I was very lucky to have parents who, even though they spent a fortune on my education, did not have hang ups about big titles or fancy cars, so they did not force me into a 9 to 5 job. This gave me the freedom to take the risks and go through the very difficult first years that every entrepreneur knows.

What are your future plans and aspirations for your company?

STRATEGIES! is in its quantum leap period. We want to see exponential growth in the next 3-5 years. We have amassed a tremendous amount of knowledge, experience, and skills over the last 26 years. We are in a period where we want to make these assets more productive than ever. This means digitalization, expanding our market to individual consumers and conquering significant market segments online. We need to bring on new competencies that can help us with this. We have really amazing products, but to make the quantum leap, we must be able to package them and distribute to an online market. That is our next challenge!

What gives you the most satisfaction being an entrepreneur?

Helping a client find a solution for a very complex problem. Every single time. 26 years and that never gets old.

What’s the biggest piece of advice you can give to other women looking to start-up?

Believe in yourself.

Do your homework. Know your market, understand your customers then determine what is your business model? How do you make money from your product or service? If you cannot figure this out on paper, it will not work in real life. If you can figure out a business model and how to make money on paper, there is a slight chance it will work in real life. 

Entrepreneurship is about the ability to overcome failure. We fail all the time. It is how well you learn from your failure and how quickly you recover from it that will build your success. 

Persevere. Believe in yourself. Again, and always.

To find out more about the work of STRATEGIES!, email to:

strategs@strategiesconsultingfirm.com or visit the company’s website and social media platforms:

WEBSITE | FACEBOOK | TWITTER | YOUTUBE





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Fauzia Malik, a fitness enthusiast building a high quality activewear brand in Tanzania — Lionesses of Africa



What inspired you to start your company?

In 2020 at the height of the Covid-19 epidemic and with limited social interaction, working out was the only thing that kept me sane. However, my passion for working out started a few years before that. Working out played a huge role when I was going through a divorce. While spending more time at home during the Covid-19 outbreak, I started sharing my workout videos on Instagram. I want to encourage more women to use workouts as a tool to improve their mental health. In the process, I discovered that in workouts, outfits play a huge role in getting people motivated. When I look good, I feel good. And many women echoed my sentiments as I came to find that many women in Tanzania had no easy access to high quality, stylish and affordable workout wear. That’s how I decided to launch Pure Fitness Activewear

Why should anyone use your service or product?

Our line of active wear has something for everyone. We produce high quality clothes considering all body types, style preferences, type of workout activities and more. Whether someone is going for yoga or a run by the beach, we have someone for all workout situations. We also put strong emphasis on accessibility and affordability. We offer doorstep delivery worldwide and people can place orders and pay online. Everything is at the touch of a button. As our main business purpose was to encourage people to work out, we host monthly fitness bootcamps where we give the community a chance to work out with some of the best fitness trainers in Dar es Salaam.



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Carmen Stevens, a South African award-winning winemaking pioneer 


Carmen Stevens, founder, Carmen Stevens Wines Pty Ltd (South Africa)

Carmen Stevens, founder, Carmen Stevens Wines Pty Ltd (South Africa)

Startup Story

Carmen Stevens, founder of Carmen Stevens Wines Pty Ltd, is the first black person accepted to study winemaking in South Africa and qualified in 1995 as South Africa’s first black winemaker. She was recognised with a Top 10 Pinotage award in 1998 for her very first red wine production. Carmen’s industry awards include International Decanter Trophy winner, 2015 Winemaker of the Year California, 2018 – Winemaker of the Decade UK (Naked Wines.com). In 2019, Carmen registered the first 100 % black-and-woman owned winery in Stellenbosch, South Africa and was awarded South Africa’s Entrepreneur of the Year in 2017 and 2019. The Carmen Stevens NPO was registered in 2015, the foundation to date, have provided 11 622 731 plates of food to 41 363 learners at school.

LoA chatted to Carmen this month to find out more about her unique winemaking journey and her aspirations for her company and brand in the future.

What does your company do?

We craft ultra-premium wines that express the soil, sun, aspect, and people that help to make them for the pleasure of the wine lover. These wines also enable us to take care of our school learners by providing them with a breakfast and lunch every school day.

Carmen Stevens .jpg

“Each and every bottle of wine carries the fingerprints of both me and the people that help me to create these wines. Our wine is the epitome of hand-made wines.”

What inspired you to start your company?

I was working as a winemaker for many years in other wine producing companies and was blessed to be awarded with amazing wine awards – these awards inspired me to have my own name on the wines/ bottles. I worked so hard to make them and proud that they carry my identity.

Why should anyone use your service or product?

Each and every bottle of wine carries the fingerprints of both me and the people that help me to create these wines. Our wine is the epitome of hand-made wines. Every bunch of fruit is hand-picked, hand-sorted – our wines are hand-bottled, hand labeled and hand packed. Our wines are a true reflection of their provenance, showing depth of flavor with beautiful balance, the typicity of the cultivar, and layered palate experiences that lingers with flavor. That is why we say our wines carry our fingerprint from start to end.

“Our wines are a true reflection of their provenance, showing depth of flavor with beautiful balance, the typicity of the cultivar, and layered palate experiences that lingers with flavor. That is why we say our wines carry our fingerprint from start to end.”

Tell us a little about your team

My team consists of two cellar staff that work directly with me and who are part of the decision making for each wine. A logistics lady that looks after the administrative side and a second lady that heads-up the NPO/Foundation side of our company.

Share a little about your entrepreneurial journey. And do you come from an entrepreneurial background?

My father is an entrepreneur who started his company many years ago. My journey started in 2011 when I decided that I had to have my own wine label that could carry the wine I make. I started very small, working only with 5 tons of fruit the first year. After I got attention for these wines, I was approached by an online wine retailer that offered to sell my wines. Our production grew to 25 tons in 2014 and today we craft 120 tons of fruit into beautiful wines.

What are your future plans and aspirations for your company?

Having a vineyard/home for our wines – investing in a farm that we can call our house.

CSW 4 .jpg

“These wines also enable us to take care of our school learners by providing them with a breakfast and lunch every school day.”

What gives you the most satisfaction being an entrepreneur?

Having the flexibility to make changes without having to consult 100s of people. Being able to be innovative in our processing, labelling and how we market our wines. Seeing how our wines makes a difference not just in our teams’ lives but the lives of so many school learners.

What’s the biggest piece of advice you can give to other women looking to start-up?

Be prepared to work hard. See every failure as a steppingstone and an opportunity to start over with a new perspective and insight of what might go wrong and mitigate that risk with your newfound experience.

Contact or follow Carmen Stevens Wines

WEBSITE | FACEBOOK | INSTAGRAM | EMAIL  carmen@carmenstevenswines.co.za


Why LoA loves it….

We love the fact that Carmen Stevens is creating world class wines that carry the personality of the people that make them, and reflect the unique characteristics of the place they are made. She is a passionate and proud winemaker who wants wine-lovers from around the world to have the opportunity to experience her wine with its unique provenance. Her talent for what she does, combined with her desire to make a difference in the lives of others, is an inspiration to other women entrepreneurs who aspire to make it in traditionally tough, male dominated industry sectors.  — Melanie Hawken, founder & ceo, Lionesses of Africa





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Lioness Launch / Addisson & Western (Pty) Ltd in Botswana launches new KYC (Know Your Customer) web and mobile app solution — Lionesses of Africa



In Botswana, Addison & Western (Pty) Ltd, founded by One Oreeng, is a company known for providing marketing and project management services to its clients, It’s sister company, Certus, which provides technology-driven service as a software solution to ease the traditional KYC onboarding process, is now offering a KYC (Know Your Customer) solution that digitizes the AML compliance process. Certus is 100% citizen owned and woman led.

The Certus KYC solution has a web app as well as a mobile app. The solution assists finance and non-finance institutions with their customer due diligence KYC (Know Your Customer) process. The system is easily integrated into the pre-existing system for a seamless workflow. What makes this new product and service offering different is that currently, the move to software services where KYC is concerned is currently lacking as companies still rely on hard documents from clients. In the time of Covid-19, going digital is imperative to businesses while managing their costs.

A soft launch of the Certus KYC Solution is planned via the company’s website and through target email marketing.

Speaking about the aspirations for the new solution, founder One Oreeng says, “

“To ease the process of KYC, we are all consumers of various institutions that require this information for compliance to combat money laundering. Our solution provides a one-stop shop for this without consumers having the frustration of duplicating the process for different institutions. It is a simple and convenient solution that can pool all relevant companies.”

For those interested in knowing more, demos of the system are being offered to customers. Contact info@addissonwestern.com for more details or visit the website: http://addissonwestern.com



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Do You Know How To Wait? — Lionesses of Africa



by Elizandra dos Santos

Do you know how to wait? That is the question that I bring to the present moment. It’s worse for the quick fixers who want instant results, quick effects, quick responses, goals achieved in the shortest time and miraculous resolutions. I wish life were like this. Many people, because they don’t know how to wait, end up frustrated immersed in anxiety, anger, depression, they become impatient. They are overwhelmed by their own emotions counting the days, hours, minutes, crazy seconds until the time comes to get out of this confinement, go back to traveling or have a supposedly normal life.

Waiting requires patience, I confess it is not easy, but it is not impossible, a virtue that many of us easily lose, as it requires us to exercise daily.

Have you stopped to reflect? We are adults with attitudes of ID, the spoiled child who wants everything today and now. With that approach, we spend most of the time feeding this desire. This desire takes us through the entire process of the emotional sequence of Sigmund Freud, where it is clear that all our suffering starts with desire. We become frustrated, fueling hatred, anger, guilt, then reaching the point of self-sabotaging, and in the end, we have the need to repair all the damage done. Waiting requires patience, I confess it is not easy, but it is not impossible, a virtue that many of us easily lose, as it requires us to exercise daily.

We suffer in anticipation only to later realize that it’s no use, everything has its time, process and rhythm. Haste is the enemy of progress and when we realize it, we spend energy unnecessarily without having results.

Waiting teaches!

Waiting helps us to mature and with it comes with wisdom.

Fast pass this COVID19! Hurry… damned eagerness, the enemy of the present.

“The hurried eats raw”, I think we’ve heard that popular saying – that rush that makes us fall and smash our face.

The word “miracle” as we know it is a word derived from the Latin “miraculum”, which means something admirable, something amazing or extraordinary. We go through life waiting for extraordinary events such as completing a master’s degree, having a successful company, having more money in the account, getting married, having children, buying the car of the year, traveling with friends, or findig the great love of our life. Countless little stories that we tell ourselves so as not to live in the present moment and be happy in the now. The truth is that to experience the extraordinary you just need to breathe.

“Once, someone who lived in search of truth went to a great teacher in order to be led to experience the higher states of consciousness. Seeing that he was more interested in gaining power over others than in spiritual improvement, the master he took him to a river and, making him submerge, held his head under the water until he nearly drowned. Only then did he let him go, asking him, “What was your greatest wish when you were under water? “Exhausted and breathing deeply, he replied, “I want air!” “Then come back,” said the master, “when your desire for self-improvement is as great as your longing for air!” Without breath there is no life! to live a long time without food, but only a few minutes without air. We all know that. Few, however, know that breathing can mean much more than letting the body take in the air it needs. Few know that breathing is an important link between the body and the spirit, and that exerts a profound influence on the psychosomatic event. “

Do you want to be happy and live in the present? Stop desiring, develop your virtues and meditate more. Try to practice something that will help you exercise more conscious breathing. I love the practice of yoga, but I hope you don’t get bogged down in my suggestions. Try to do something that speaks to your soul, maybe it’s reading the book Revolution of Virtues by writer Edu Casão; going to Zumba class; training in Judo; running; meditating by the sea; connecting with nature. Do me a special favor, be happy!

Namaste.



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Sitting on Dry Land — Lionesses of Africa



by Eldari Visser 

After a year or two of just waiting, many entrepreneurs are wandering around with a sense of despair and even guilt. Waiting for the world to get back to some normal. Let’s be honest here. During a world full of turmoil many sat staring at a screen hoping for a call to action. Any action and any type of income – whatever the contract entailed, were welcomed. Many also sold their hours for way less than their worth. Others sat in awe as fellow business ladies invented new strategies that made you cry and your mind struck panic buttons often. Red flags and sleepless nights formed part of daily rituals. Your inner voice was the biggest enemy. Where was the surplus budget? Why didn’t I invest more, save more, buy less, and how did the cashflow dry up? A voice of reason wasn’t part of your thought pattern, no, mostly you had a feeling of kicking yourself and being ridiculous by blaming yourself to a point of utter destruction.



I know what dry land feels like. I understand the doubt and fear. I also understand the downward spiral of thoughts that show no mercy to yourself or your business. I know of many that closed down or sold everything to survive. I know of those to whom life was not good enough anymore. In the wild, the ebb and flow of abundance is very natural. It creates new pathways, always. It was made to die and to get reborn…if I can use such a term. Rebirth of areas that were barren for years.

Here is the key though.

Nowhere do you see an animal giving up. Nowhere do you see an animal not constantly searching for a way out of the dry land. Nowhere do they stay at the place of death.

You do see many a pact or coexistence, call it coalition patterns forming. You see patience in elephants walking miles to find water, a leopard searching many new territories for another hunting ground. Even birds migrate for a season when necessary. They have an instinct to keep pushing.

What can we do?

Wait?

Worry? 

From my personal experience I can declare that I can help by saying that once I got calmer during the dry phase, and once I just spent time on being kinder to myself, mourning my business, saying goodbye without feeling like a failure… once that happened only then did I notice the small pathway in the grass. A way out, a new possibility and a way towards a greener pasture.

I got up and with my head high I no longer felt that I failed as a businesswoman, rather I knew that in a lifetime of any entrepreneur this might and will happen more often. 

Learn from each season. Be prepared for the next dry patch as this will be part of your life. Learn and keep on learning. Reinvent. Maybe birth something new.

My wish for you is to look up and see your new pathway to a brand new future. As in nature everything has its season. This too shall pass.

Walk on Lionesses of Africa, you’ve got this.

Jungle love!



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How to be a Baking Business Boss by Grace Stevens — Lionesses of Africa



by Grace Stevens

Women like Julia Child,  Nigella Lawson, and Martha Stewart are proof that building an empire based on your home baking skills is not only achievable but incredibly fruitful and rewarding. However, there is a big difference between having a delicious side hustle and building a baking empire. 

When it comes to creating bountiful businesses in the baking industry there is no shortage of avenues. From merchandise to recipe development, retail stores to recipe books, and of course a myriad of ways to teach. Thanks to the pandemic, a combination between the baking industry and ecommerce means that it is easier for you to bake your way back to a healthy bank balance. Confectionery connoisseur, dame of deliciousness and intrepid entrepreneur Grace Stevens is an award-winning TV chef and cookbook author who is here to share with you what you need to know about owning and growing a baking business.

Be a brilliant baker

Much like building a gingerbread house, building a successful baking business takes a series of steps. In my experience, there is no way around excellence, so the first step is to make sure that your baking is beautiful. The same is true for all facets of the confectionary world including cake decorating, catering, educational classes, online or counter service stores, speciality service or sit-down bakeries. 

Being phenomenal does not mean needing to make elaborate cakes that take days to complete. You can start simple, with what you know you make exceptionally well until you have established a stable income stream from that product. When you draw up your basic menu, choose recipes that you can make beautifully every time.  By playing to my strengths and growing from there I was able to minimize time, overhead and ingredient waste.

Match your mentors

Not all mentors will be the correct fit for your business vision. Making sure they match the industry you are entering and having more than one will help diversify your skills. For example, if you want to start an ecommerce bakery, make sure you are being mentored by people who work within both the confectionery and ecommerce space. I have had the privilege of being mentored by a few amazing business women whose success is measured internationally. 

Having multiple mentors who are much better at you in your industry not only inspires you but will help you observe as they scale their businesses. My mentors include Eunice Borchers and Suzi Witt. They allowed me to hone my craft, answered questions that I had before they evolved into costly mistakes and modelled sound, safe and stable business strategies that I still use today.

Celebrate your customers

Customer service is everything. To stand out you need unique eye-catching products, displayed brilliantly and great service. It is a common mistake that ecommerce businesses do not pay enough attention to the customer’s digital experience of ordering, buying and paying. Just like you would not open a bakery in a building that is not up to scratch, trying to open an ecommerce store that is not properly set up is a recipe for disaster. There are two ways to properly set up your digital space. One is to hire professional web developers that know ecommerce very well. The other is to do courses until you can upskill to the point where you can build your site.

Balance the bitter and the sweet

As with any recipe, having an ecommerce bakery comes with both pros and cons. The sweeter side of the deal is that your customers can be from anywhere – which gives your product impressive reach and influence if your digital presence is up to standard. The downside is that you are running a business 24/7 which can be overwhelming. Finding the sweet spot in how you manage your time between work, family and play will help you cope with the unavoidable stress of starting a business. You may also need a better equipped and size kitchen than what you have; planning for these investments and improvements is imperative. Until you can purchase these items, remember to keep menu ideas elegant, excellent and realistic.  

Pay for specialist skills when you need to stand out from the crowd 

If you can perform a skill better than anyone else in the business you will be able to charge more for your time and increase your profit. The exclusivity of your skill also gives you a concrete competitive edge over any competitor, however there are some challenges unique to running a speciality service. I find that I often have to manage unrealistic client expectations that are an unfortunate side effect of reality baking shows. In these shows, they conveniently leave out the hours of work that goes into our craft. Handmade and custom cakes are not cheap. I find that once I have educated my clients on the intricacies of my craft we usually have a far more harmonious relationship. 

Have a recipe for your success

Planning is essential to all aspects of your business and formalising it into a business plan has the power to make you feel like you are really on your way.  Your business plan should start with an assessment of who your market will be and a deep dive into where your ideal customer shops, eats, travels and how much they spend. This will determine where you market your business and what the price of your products will be to place you in that market.

For an ecommerce business, your plan should detail the budget for digital expenses such as website development, digital marketing like Google ads and social media marketing. It should outline goals like how much you realistically expect to earn in the first year,  what percentage of your turnover you will put back into the business and your business growth goals based on your research.

Price precisely

How you price your goods is one of the leading factors that will determine how successful your business will become. Being mindful of expenses like packaging, consumables, ingredients, your time and where your skill level is, all impacts your bottom line. Marketing for the launch of your start-up and the long term must be priced into every sale. Be aware too if your market is seasonal, such as wedding cakes, you need to save a little for the slower months. Equipment needs to be maintained and replaced and included in your pricing. That way when your tools have hit the end of their life you will have the budget to replace them.

Ordering skills

Make sure you order the correct amount of perishable ingredients and avoid the expense of ingredients going off by keeping detailed records of what you use so you can see seasonal trends and order accordingly. This will be difficult in the beginning, but once you are up and running for a few months you will have a better idea of the number of ingredients you use and order accordingly. There may also be licensing and legal requirements for starting an ecommerce bakery in your home so be sure to phone your local municipality to check on the health and safety requirements. They are different in every area and a business lawyer or accountant will be able to help you with the legal requirements. While now it’s easy to sit back and explain your business journey,  the truth is it took years of hard work, many mistakes and lessons. There are three ingredients in the baking business you cannot go without. Butter, patience and persistence. 

For more well baked wisdom, follow Grace on Instagram@ grace_stevenschef visit her website: www.gracestevens.co.za, or meet her in person and book your one on one experience. 

About Grace Stevens

Confectionery connoisseur, dame of deliciousness and intrepid entrepreneur, Grace Stevens is an award-winning TV chef and cookbook author admired in equal measure for her skill and her sophistication. Having successfully combined her two passions, baking and teaching, into insightful, impactful and entertaining learning experiences. Grace dreams that the women she teaches are inspired, take their skills, share them with their loved ones, or convert them into profitable, sustainable businesses. She believes that empowering women is extremely important as they are the heart of many homes, families, and communities. They are often in the best position to pass along the skills they learn in her classes. 

Grace’s students come from all backgrounds and include young women who are just beginning their exploration of the sugar arts, mothers who are looking to make their children’s wedding cakes and chefs striving to master the confectionary arts and achieve both professional success and admiration for their new skills.

Grace began her professional career as a teacher and spent 10 years teaching at the prestigious SACS Junior School in Cape Town. She then moved on to chase her other passion, cake design and studied sugar art extensively under internationally acclaimed confectionary wizard Eunice Borchers. 

Grace’s creativity combined with her organised nature makes her a versatile culinarian and phenomenal teacher.  Each class is meticulously planned with every ingredient expertly chosen and elevated into a creative and inspiring confection. The classes are designed to teach all the students how to make delicate and precise works of art while mastering new skills and meeting like-minded people along the way. The class recipes are specially designed to cater to all skill levels with one easy recipe, one medium recipe and one for the master baker to ensure that everyone learns something regardless of their skill level or experience. 

This bubbly business owner has successfully expanded into the online space, offering an e-commerce store that provides all her students with the specialist tools and classes they need to become excellent decorators in their own right. Her classes, both in-person and online, showcase the very best of her decades in the creative cake decorating industry so that her students may grow to be the very best creatives they can be. 

Over and above learning new skills, she hopes that all those who attend her classes leave inspired to become better decorators, businesswomen, chefs and bakers. Her students leave her classes with more than just new qualifications. They leave having made new friends and memories.

Grace is also a very busy mom to four children and although the balancing act between being a dedicated mother to four kids, a loving wife and a successful entrepreneur may be as delicate as some of her icing creations, Grace pulls it off effortlessly. 





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How to Get Money Savvy



by Kathryn Main 

South Africa is a buy-now, pay-later society. The effects on young people’s financial literacy are thus characterized by the same behaviour patterns as parents and society. These are high credit and high consumer behaviour with very little savings, and in turn high social risk behaviour. Money Savvy is working to change this disastrous pattern. 

The last year has been really challenging not just for me but for many people across the globe. For the first time in my lifetime we have experienced a global epidemic. We heard and still hear statements like “no work no pay”, “salary cuts”, “closure of many small businesses”, “this virus is here to stay”. 

None of us could have predicted this global epidemic, but we can plan for potential financial threats in our own lives.  If we can recognize what some of those threats could be, we can mitigate the risk from affecting our financial future if we plan correctly. Insurance and savings have protected me and my family from the global threat we are facing. For me like most small businesses in South Africa when we went into our first hard lock down all my work came to a grinding halt and all my live workshops were cancelled with immediate effect.

The impact on my finances was dire. I had 3 months where Money Savvy made no money at all. Luckily my advertising agency picked up the slack 4 months later. If I did not have savings in the bank I would have been evicted and probably lost my car. I did have savings and managed to make it through the tough months without too much stress.

I can not stress enough the importance of having an emergency savings account. My suggestion would be that you have 12 months’ worth of living expenses saved up. You never know what life is going to throw at you, but you can plan for the worst and hope for the best.

Here are some tips on starting your emergency saving fund:

  1. It’s never too late to start saving

  2. It’s never too little. Start with what you have

  3. Set up a saving pocket and automatically transfer money into that account when you get paid monthly

  4. Pay yourself first before paying bills and paying off debt

  5. Add saving into your budget each month

  6. Try and save a minimum of 10% of your total earnings

  7. Track your spending. Instead of buying coffee on the way to work, make coffee and take that R20 you would spend each day and put it into your savings account. If you did that for a whole year you would have managed to save R5400. Ask yourself….is that coffee worth it?

Money Savvy Kids is revolutionising the way financial knowledge is disseminated to younger generations of South Africans. It infuses our clients with the problem-solving and critical thinking skills they need to make financial decisions now and, in the future, using the analytical skills they learn through the program. 

Kathryn@moneysavvykids.co.za



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The wisdom of a legend – African Farming


Lindiwe Sithole, host of African Farming Season 2, is excited to meet Solomon Masango, a true legend in the agricultural industry. Masango dedicates a lot of his time to mentor other famers. “Over the years I learned that money is not everything,” he says. “Yes, I want to be profitable, but above all my dream is to mentor others to become successful too. This is the lasting legacy I want to leave behind.”

“Solomon was born and raised on a farm; agriculture is in his blood,” Sithole says. “He farms with maize, cattle and soya in the Carolina district. Well known in his community, he was named the Gain SA/ABSA/John Deere Financial New Era Commercial Farmer of the Year in 2015,” she adds. “After years of hard work and dedication, he became the successful farmer he dreamed of being, and gained recognition from the agricultural industry for his work.” 

It is not only his success as a farmer that makes him a remarkable man, Sithole explains, but also his readiness to share his knowledge. “Farmers from far and wide seek him out to learn from him.” Masango hosts farmer days and loves to mentor other farmers. “I want them to have an opportunity to learn from my mistakes,” he says. “Other farmers face the same challenges as I do; luckily I can help with the challenges I’ve overcome over the years.” 

Praveen Dwarika, managing director at Lemang Agricultural Services, says Masango’s passion and dedication set him apart. “Solomon has been with Lemang for a long time. He is a living legend in our books.” Masango has been in partnership with the company since the start of his farming journey. “We tip our hat to him for his deep-seated passion for agriculture, having given up various career opportunities to follow his dream.” 

Dwarika says over the years Lemang Agricultural Services guided Masango on his journey, setting him up with various specialists, like an agronomist and an agriculturalist. “His desire to learn and be involved in the process is admirable – he loves getting his hands dirty. That is the type of farmer we wanted Solomon to be.” 

Dwarika says it gives the company great pleasure to see Masango give back to the community. “We are particularly proud of that and respect him tremendously for it.” 



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Buti Malinga – African Farming


PIGS
Buti Malinga, Bronkhorstfontein, Vanderbijlpark, Gauteng

The current situation with African swine fever has pig farmers worried. It’s even worse for us smaller guys, as a positive case can lead us to closing shop. There are strict government regulations to cull all infected animals, with no guarantee of compensation. For us, coming back from such a disaster could be impossible considering the costs of starting a piggery.

We are currently on high alert and try to avoid any unnecessary visits to the farm. We try to practise normal biosecurity processes, from using foot baths to showering before and after every shift. The only visits we allow are the vet visits, as the vet helps to keep our herd healthy.

This is an exceedingly difficult time for us – these vet visits cost anything from R8 000 to R10 000, depending on the vet. We try to keep vet visits down to once every three months to contain costs. Because of the funding challenges, we have asked government for help so that we can improve our biosecurity and infrastructure.

We need proper fencing to minimise the risks from other carriers, such as warthogs, who may get near the pens. The pigs eat more in winter than they do in summer. During the cold winter months, pigs need a higher caloric intake to keep themselves warm and maintain steady growth.

They use more energy just to stay warm, so we adjust the feed slightly to provide more energy in their diet. Also, we must now provide extra heating, particularly for the younger pigs. Meanwhile, the low winter pork prices are putting pressure on our cash flow.



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