Nelson Mandela’s Wearable Art by House of Mandela


The House of Mandela, the African family dedicated to the preservation of its history, culture, and family, has launched new apparel, which features interpretations of Nelson Mandela’s own and original artwork.

The initial collection, in partnership with Represent, features the interpretation of two original, charcoal drawings from Madiba’s Struggle Series, including ‘Struggle’ and ‘Freedom.’ Both designs include a print of his signature.

The garments exemplify the constant battle to be strong and staying true to oneself in the face of adversity, a theme as relevant today as it was during Nelson Mandela’s own fight for justice, a statement from House of Mandela reads.

The House of Mandela continues to raise awareness about social and racial injustices and believes this is an opportunity to expand that awareness through this original wearable collection, which includes tees, hoodies, jackets and pendants.

Explain the inspiration behind the art Mandela wrote then: “These sketches are not so much about my life as they are about my own country. I drew hands because they are powerful instruments, hands can hurt or heal, punish or uplift. They can also be bound, but a quest for righteousness can never be repressed. In time, we broke open the shackles of injustice, we joined hands across social divides and national boundaries, between continents and over oceans. And now we look to the future, knowing that even if age makes us wiser guides, it is the youth that remind us of love, of trust, and the value of life.”

For the 2021 commemoration of the UN-designated Mandela Day (18 July), which is also Madica’s birthday, the House of Mandela collaborated with the online retailer Kith for an exclusive apparel capsule collection created by Mandela’s daughter Makaziwe Mandela, his granddaughter Tukwini. Proceeds of the collection, which quickly sold out, will go to a number of organisations, aligned to Madiba’s principles.

They include #HashtagLunchBag – a volunteer organization that creates and donates bagged lunches that help provide food to local underserved communities; Black Girls CODE – a nonprofit organization whose mission is to increase the number of women of colour in the digital technology space; and the Innocence Project – a group of independent organizations that exonerate and support the innocent, and redress the cases of wrongful conviction.





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Only the best is good enough – African Farming


When it comes to his animals, Abel Naphtaly, a commercial cattle, sheep and goat farmer, only the best will do. He takes pride in the products he delivers to the market and strives to uphold the best possible quality. Lindiwe Sithole, host of African Farming Season 2, visits him during the fourth episode. 

“One thing is for sure,” Sithole says, “Abel treats his animals like family.” During a panel expert discussion, she urges Dr Francois van de Vyver, the National Technical Manager at Voermol Feeds, to tell her more about the importance of quality feed in producing quality products for the market. “I am what I eat – I imagine this saying is even truer when it comes to feeding cattle. A farmer can do everything right, but if he doesn’t feed his animals correctly, it could have disastrous consequences,” she says. 

Van der Vyver says that is why it is important to partner with Voermol. “We help farmers to harness the full potential of their animals by advising them how to utilise the grazing on their farms optimally, and then help them to select complementary molasses-based supplements.” 

According to him, they formulate a plan based on three phases of the year by supplementing the herd’s feed with primary limiting nutrients in accordance with the deficiencies in their ration.

“We don’t want to substitute the grazing but rather complement it. The purpose of quality supplementary nutrition is to enable the animal to reach its genetic potential,” he says.

Voermol Feeds subscribes to a strict quality assurance programme in order to ensure that superior-quality products are delivered to their clients. The quality assurance chain for both incoming raw materials and finished goods leaving the Voermol premises is linked by the Voermol quality assurance laboratory, located within the production area of the factory.

Voermol’s range of supplements for ruminants includes phosphate licks (mineral supplements), production licks (energy supplements) and protein licks (maintenance supplements). Many of these products are available in block form too. 

Voermol also produces a wide range of quality home-mixing concentrates for finishing cattle, sheep and goats, as well as for use in dairy meal and rations for stud and replacement animals, game, lambs and calves (creep feed).

For more information visit www.voermol.co.za.



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Here’s what you can expect in African Farming this week!


This week on African Farming, Lindiwe Sithole heads to the Eastern Cape to spend time with brothers Mandla and Johnson Mandlendoda, who specialise in cattle, sheep and game farming.

Tune in this Thursday at 18:30 on Mzansi Wethu, DStv channel 163!



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Renee Beck, a South African entrepreneur passionate about personal development — Lionesses of Africa



Tell us a little about your team

Currently I am a solopreneur and depend on a temp team as the need arises. I certainly have plans for this to change in the future and aspire to build a team that is just as passionate as I am about the development of others. But in the meantime, I live in my strengths and surround myself with people who can assist me with my weaknesses.

Share a little about your entrepreneurial journey. And, do you come from an entrepreneurial background?

After ten years working in the private sector, the vision of Pink Lemon came to life. In 2016, ten years after the name was registered, on a whim I might add, it was finally time to take the leap and make it happen. So, for a year I did consulting work while I researched and planned the birth of my business. And in 2017 it was all systems go!
While in the private sector, I was effectively an intrapreneur as I had the opportunity to implement systems and strategies that resulted in business growth and revenue.

My parents are both entrepreneurs, so I believe that it was inevitable that I would follow the same path. They have instilled in me a passion for growth and following your dreams doing what you love and what can positively impact people. They inspired in me a desire to see something grow from the ground up and to create a legacy for my own children. As well as the joy you receive from being persistent and never giving up on taking a dream and turning it into reality.

I strongly believe that everything I have learnt and everywhere I have been professionally, have all been part of the journey leading me to this place. I know that I am walking in the plans and purpose that God has for my life, and I get to help people while doing that.



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Manuela Kamadjou, an interior architecture and design entrepreneur, transforming homes and spaces in Cameroon  — Lionesses of Africa



Startup Story

After finishing business school, Manuela Kamadjou started her career in Finance in a Big Four company. She then shifted to the cosmetics industry in search of more reality! An entrepreneur since 2019, Manuela founded Kebe Home, a passion project that became an interior laboratory and whose mission is to use the power of design and culture to inspire people. 

Manuela Kamadjou created Kebe Home after 13 years building, transforming and sharing the stories of leaders, brands and stands through various strategic roles in Europe and Africa. Since establishing her firm in 2019, Manuela and her team have worked on a variety of projects, each unique in size, scope, and style. After developing the interior design department through various poetic projects, Kebe Home is launching THE NOMAD COLLECTION, a series of ethical culture-infused luxuries to bring inspiration to every creator in the world. Manuela is passionate about design, craftsmanship, retail, women & minorities empowerment, and development projects.

LoA spoke to founder Manuela Kamadjou this month to find out more…

What does your company do?

Interior Architecture and Design. We transform homes into spaces that truly enhance and elevate the lives of our clients. We do simple, authentic, and singular design, focusing on the power of architecture, natural materials, texture, custom furniture, art, and unique antique finds to capture the essence of each homeowner’s personality and lifestyle. Sustainability is a key value in our project, this is why we use local materials and invest in the transmission of the savoir-faire to new generations.



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Dr Patricia Nzolantima, a transportation market disruptor in Africa — Lionesses of Africa



What inspired you to start your company?

In the beginning, the idea behind Working Ladies Cabs was to launch a revolutionary transportation company that would find innovative solutions to overcome all problems that undermine people’s everyday life and community transformation in the DRC. With the focus on women’s empowerment as well, our aim was to offer a modern taxi service on-demand ride by women, and rental of vehicles and drivers including a wide product package. 

A lot of technologies had been put in place, among which a mobile app UBIZCABS featuring the latest functionality such as GPS positioning to leverage communication between driver/client, Wi-Fi onboard of vehicle, mobile payment and secured digital payment by Visa card.  While our core product was transportation, Working Ladies Cabs has since expanded to offer logistics, value chain and its drivers’ financial services products, including working capital finance, credit-auto and insurance into a partnership with M’kento.

We’ve then pivoted as a transportation and logistics business by becoming Bizzoly transports and logistics company with the purpose to serve a large range of products focused on mobility, logistics, micro-loans and value chain service to retail shops and wholesalers in DRC. We saw our purpose as an organization around what we call aggregating the informal retail, then using technology, transportation, logistics and then harnessing that buying power to essentially provide lower, better-cost goods, mobility, delivery service across DRC’s cities. 

The social innovation behind Bizzoly Transport and logistics is the program called «Women of the future» which allows women with low income to gain credit for tricycles; or micro- loans on the fast-moving products for local retail under the M’kento women digital bank. On top of that, the company has taken its social responsibility, by offering job opportunities to underserved women during this period after the Covid-19 pandemic, as the social and economic situation in the DRC is becoming worse. These women have new streams of revenue, through diverse types of credit given to them, starting with auto credit. 

We are doing the mountain climbing to empower women because we believe the present is female!

Why should anyone use your service or product?

Our Logic

Market penetration – we introduced the company and our services to the public by sustaining sales and operations, and pursuing the financial development of the company as the base activities in the initial development phase.

Promotion and support – we intensified our marketing outreach to promote current services, increase sales and gain the market share.

Increase focus – as the company operates, we earned experience and learned processes that enabled us to narrow scopes, and increase our profit margin.

Diversify – new features have been added to our operations and sales, such as the corporate line of product, introducing Ubiz Bora which is a VIP program to our clients, and some exceptional fleets for the airport shuttle.

Refocus – after the start-up period which was concluded by a A-SERIE Funding, we refined the company’s focus and made our business model fit the market conditions as responsively as possible.

Strategic Positioning & Risk Analysis 

We hold the first mover advantage in the reliable private transportation service and logistics in the DRC. No other national or regional transportation player has done this, granting us the opportunity to leverage our strengths to build a high value and substantial service company to win our target market, and claim 30% of our competitors’ market share. 

Our Strengths

We are keenly familiar with the local market and its sensitivity to trends and new entries. These invaluable sets of experiences were gained from numerous years and working with over 20 clients and companies in the marketing field in both Congos. These acquired skills and knowledge of the local market constitute our strength in tackling this new market. 

Technology and training are also our strongest points as they guarantee the level of efficiency and rigorous high quality of service that we want to acquire and impose on the market. Our ability to be flexible and quickly develop customized programs built around customers’ specific needs is also a great strength in the current transportation landscape that is quite general. Lastly, Bizzoly Transport and Logistics is already an established brand in the DRC running print media campaigns, public events and entrepreneurial coaching. 

Relative Risks  

Most first movers in the market face the risk of seeing newcomers benefit from their already built business model for replications. Our company is aware of this risk. While we cannot prevent new competition arising and copying our model, we can ensure that our presence and service in the market remains unique and distinctively superior. By constantly investing in the capacity development of our staff and technology, we have positioned ourselves in the driving seat of this market and continuously strive to remain in the lead. This is a risk but also an opportunity for us, given that needs for mobility are always in demand regardless of the climate. If nothing else, people opt for safer, reliable and assured transportation options in lieu of waiting on the streets for pick-ups in situations of tense political climates. Our GPS tracking, time estimate and door-to-door policy is an attractive feature should unlikely situations occur. 

Strategic Position 

A careful evaluation of each of the factors associated with this undertaking has led us to conclude that our strengths and opportunities greatly outweigh the risks. Holding the first movers advantage, we try to maintain this position and dominate our market share given that no one is providing our line of services. Even if new competition arose, they could only do so by building up their brand in a market that is already saturated with ours. Our cutting edge technology allows us to stay at the forefront of new technology and to continuously pursue efficient and innovative ways to meet our customers’ needs. We are confident that many customers who currently ride Transco and private taxis, despite relative dissatisfaction, appreciate better options for safety, reliability and comfort offered by our company. Furthermore, we believe our target market has the capacity and willingness to pay at above the current general transportation fare in order to receive a customized, reliable and safe local transportation service while navigating the city. We also recognize that high quality customer service can only be acquired through high quality and rigorous training of our employees. Our ability to place a strong emphasis for our staff to hone superior customer service skills, attitudes and personalities is unique.

How We Win

We win because we deliver quality products at the best prices with excellent customer service. We hold the first mover advantage in the reliable private transportation service in the DRC. No other national or regional transportation player has done this, granting us the opportunity to leverage our strengths to build a high value and substantial service company to win our target market, and claim 30% of our competitors’ market share.

We are keenly familiar with the local market and its sensitivity to trends and new entries. These invaluable sets of experiences were gained from numerous years and working with over 20 clients and companies in the marketing field in both Congos. These acquired skills and knowledge of the local market constitute our strength in tackling this new market. Technology and training are also our strongest points as they guarantee the level of efficiency and rigorous high quality of service that we want to acquire and impose on the market.

Our ability to be flexible and quickly develop customized programs built around customers’ specific needs is also a great strength in the current transportation landscape that is quite general. We partner with UN global goals in: Innovation, infrastructure, gender equality, job creation, reduction of poverty and economic inclusivity.

Tell us a little about your team

Today, our 50 full-time employees and our 50 consultants and free-lancers work hard and help us to reach our company goals of making an impact and fostering community. As a gender equality company, we have 80% women and 20% men in our workforce. They are composed of: Chief Executive Officer; Chief of Operation Officer; Chief of Finance Officer; HR officer; Chief of Technology Officer; Operation Assistant; Dispatch Manager;  Logistics Manager; Maintenance Officer.

Share a little about your entrepreneurial journey. And do you come from an entrepreneurial background?

My name is Patricia Nzolantima; a pure Africa product with over 18 years of experience in entrepreneurship and women’s empowerment. As a serial entrepreneur, I am a seasoned leader in market disruption initiatives on the African continent. My story is a story of a Congolese woman who decided one day to use the power of media, communication and network as a tool to change women’s lives. I have used my entrepreneurship journey to turn a negative need into a positive need for other individuals. We know that if we empower women, they can do anything.

My dreams began a long way from here, in a place that couldn’t be more different – on the roads of Kinshasa. I started my first business venture in high school when I sold waffles and cake to some of my classmates, then opened my first company. However, when I opened my first formal company I was rejected by the banks, private equities; nobody gave me a chance to finance my project and I became a female entrepreneur because I didn’t have anything to give the bank as warranty Ultimately though, my primary passion has always been to empower other women to break longstanding expectations about a woman’s role in society – to pierce the highest and hardest glass ceiling – and to become entrepreneurs and community leaders themselves.

Because all of us here know from experience that, for our countries to succeed, women can’t continue to be treated as second-class citizens; that when women earn a steady pay check, we are more likely to invest what we have in things that strengthen families and neighbourhoods – in education, nutrition, health care, and shelter. So I poured all my energy and resources into that cause, launched a women’s magazine and organized events to allow women in business to meet each other and encourage one another to keep going.

My entrepreneurial experience allowed me to pursue my larger goals: One day, to create a women’s development bank dedicated to financing women-led projects and to establish an incubator/accelerator that will offer funding, training, and mentorship to African women ready to start or scale up their own businesses. So 10 years later, after the launch of the first cabs driven by women in Kinshasa, my partners and I launched the first women’s and girl’s Economic Empowerment Hub in Kinshasa; and, soon we are launching the Women Investment Fund dedicated to help women to scale up their business. Through our Women Economic Empowerment Hub, we will create a new emerging market for all women who are involved in agriculture and transformation.

The Women Economic Empowerment Hub is a legacy of empowering girls and women.  By offering financing, training and counselling to African women as a way to enable them to launch successful business ventures, we saw a possibility to help women rise and help overcome societal challenges that plagued their communities.

With a long-term objective to one day to create a digital bank for women in DRC to bank unbankable women, which can finance and provide technical assistance to women entrepreneurs; and change the Africa Narrative!

Through these African Women, our motivation and passion rely on showcasing Africans and Africa in a positive light; building, projecting, promoting and reinforcing the new contemporary face of Africa: strong, confident, savvy, independent, bold, intellectual, responsible. This is the new Africa that speaks for itself, identifies and proffers effective solutions for its own problems, celebrates its peoples. It’s all about rebuilding the battered image of the continent so that it can shine forth in a new, refreshing and more accurate light. We also have a social marketing side in our know-how and experience. 

We know that if we empower women, they can do anything because the Future of Africa is Female! 

What are your future plans and aspirations for your company?

For Bizzoly Transport & Logistics to become a prominent transport and logistics company. Through our Women Economic Empowerment Hub, by the year 2025 we aim to support 1,000,000 women to become entrepreneurs through transportation, logistics and value chain. 

Statistics show that in most African countries, women’s use and knowledge of ICTs (to store, share, organise and process information) is less than men’s, which limits their options of generating income and chance to network with a larger group. By 2022, Bizzoly Transport and Logistics in partnership with Visa International, Ecobank and Veericash is launching Africa’s first digital only women’s bank (M’kento Digital Bank). It will rival the current offerings on the African landscape, by delivering Africa’s largest ‘women in business’ financial digital institution, leading in the financial transactions domain, through an innovative, matchless and diversified fintech proposition that incorporates digital banking, mobile money and fintech aggregation.

The app will not only support women who are making revenue through our program but will enable them to accelerate the growth of their businesses and provide access to basic and advanced financial services including transfers, merchant payments, cross border transactions, low cost credit lines and capital instruments such as e-shares to support their financial independence and wealth creation. M‘Kento aims to be Africa’s largest ‘women in business’ digital financial institution, leading in financial transactions through an innovative, well designed and comprehensive fintech platform that incorporates digital banking, mobile money and fintech aggregation. 

Our Ambitions Goal

To diversify and expand our products line by 2021. Launching UbizDelivery and becoming a pointer in the logistics and value chain. Launching new public transportation product (Dar Dar, UbizBoat) by December 2021. Launching our digital payment bank M’kento pay. Become a pioneer in transportation and logistics and value chain. Country expansion and product diversification by 2022-2023. Expand to 5 new cities in DRC. Launching Bizzoly assembly electric tricycle factory. New products line: Dar Dar, Ubiztour, UbizAdvertising. Grow DRC’s Transportation community to 30 million by 2025 and East Africa expansion. Launching UbizAirlines with our Own our Private jet and airline ambulances. UbizInsurance Company. Opening franchises in East Africa (Rwanda, Kenya, Uganda, etc.)

What gives you the most satisfaction being an entrepreneur?

Empowering and mentoring women gives me the most satisfaction, and the empowerment of communities through women. Also, the empowerment of women through transportation. Shifting of perceptions about women’s capabilities. Driver training; Vehicle maintenance training; Artisan training; The structure of the project is such that there are two major milestones. Our mission through our Hub is to build Africa’s first digital payment and banking platform, tailored for women. We also aim to empower, enable and educate women across Africa so as to foster sustainable economic growth, create jobs and promote gender equality.

Accelerator Programme

In addition to the micro loans, Bizzoly Transport and Logistics opened its own hub called «Working Ladies-WIA Hub», which is an accelerator centre for women and retailers to scale up their businesses, through training (sales, financial, mentoring) them for a stronger and brighter future, and a co-working space to allow them to review their business processes. The International Working Ladies Hub’s mission is to empower women in order to help them utilize their full potential, emancipate themselves, and use their leadership to bring positive changes. The Hub wishes to perpetuate its vision through our three pillars: Education, Networking, Entrepreneurship. Our vision is to look for leaders who develop a strong business model, which builds a global community of collaborative business women. 

We empower African women by integrating the 3P’s: Power, Purpose, and Platform. We create a trustworthy, supportive, and growing community. We promote women in the Education, Entrepreneurship, Agribusiness, Finance sectors. In the Technology sectors, we provide intense training, coaching & networking opportunities.

What’s the biggest piece of advice you can give to other women looking to start-up?

Now is the time to break the glass ceiling for African women. We have to finish what we started years ago (gender equality).

My fellow women, we have the potential to fuel our countries’ future economic growth. Despite the increasing number of women business owners, men still dominate the leadership roles.

I believe that women can be responsible for their success. I encourage women to understand their context, uncover what they want, discover their definition of success, identify their strengths and weaknesses, and set goals to break the glass ceiling.

Discussions on the importance of diversity and inclusion practices in organizations have been widespread in recent years. Although they sound great, there has been little action. The reasons are that these practices typically are drafted only to meet regulatory norms or, in some cases, are poorly funded.

Leaders should use the full potential of their network to help women gain more visibility. Mentoring alone does not equal promotions for women, but sponsorships could be the key to unlocking workplace gender barriers.

Society cannot be altered overnight, but by identifying what is important, we can help each other create strategies to break the glass ceiling. 

Our eagerness to lead and devote our time and energy to achieve these goals will result in making a name for ourselves.

Stop waiting for approval, validation, or acceptance. If we cannot get a seat at the table, we should build our own.

Let us harness our skills as a generation, our energy in conjunction with our abilities to innovate and create.

To find out more about Patricia Nzolantima and her businesses

Contact her via email patricia@comuni-cart.com or visit her company website and social media platforms:

WEBSITE | TWITTER | INSTAGRAM

Follow Patricia Nzolantima and her work in the media

DW DOCUMENTARY : https://www.dailymotion.com/video/x80ep5d
https://www.inclusivecapitalism.com/member/patricia-nzolantima/
LA TRIBUNE AFRIQUE : Entrepreneuriat : Patricia Nzolantima, un « phénix » Congolais https://afrique.latribune.fr/decideurs/entrepreneurs/2020-09-09/entrepreneuriat-patricia-nzolantima-un-phenix-congolais-856765.html
LE MONDE AFRIQUE : A Kinshasa, le taxi se décline au féminin
https://www.lemonde.fr/afrique/article/2020/07/25/a-kinshasa-le-taxi-se-decline-au-feminin_6047258_3212.html
PATRICIA NZOLANTIMA : LA FEMME QUI PRATIQUE L’ENTREPRENARIAT AU FEMININ
https://www.youtube.com/watch?v=8i7XXS_qOcM 
M6 OFFICIEL : LES MILLIONNAIRES DU CHAOS
https://www.youtube.com/watch?v=e7cIlkF4G5U
CANAL+ : REUSSITE https://www.youtube.com/watch?v=WfQzzCCmLbg 
FRANCE 24 
https://www.youtube.com/watch?v=KZuxwlrYh0w 
BBC AFRIQUE 
https://www.youtube.com/watch?v=y26bJLm39gk https://www.bbc.com/afrique/media-47212813 
AFP 
https://www.youtube.com/watch?v=Rcd4TwibWsM 
TV5 MONDE INTERNATIONAL 
https://www.youtube.com/watch?v=GJL5M05yfgk 
TV5 MONDE AFRIQUE : AMBITIONS 
https://www.tv5mondeplus.com/toutes-les-videos/magazine/ambitions-ambi- tions-ep22-patricia-nzolantima  
TV5 MONDE AFRIQUE : FEMME EN ACTION 
https://afrique.tv5monde.com/videos/magazines/femmes-dafrique-en-action/ season-1/episode-7-0  
MSN.FR 
https://www.youtube.com/watch?v=KZuxwlrYh0w 
RTBF.BE 
https://www.rtbf.be/info/dossier/les-grenades/detail_ubizcabs-un-uber-congo- lais-au-feminin?id=10305770 
HELIOS TOWERS: “Driving mobile innovation in DRC” https://www.heliostowers.com/videos/#page=1 
AFRICAIN INFO 
https://www.africain.info/news=4915234 
LE MONDE AFRIQUE 
https://www.lemonde.fr/afrique/article/2020/07/25/a-kinshasa-le-taxi-se-decline- au-feminin_6047258_3212.html 
FLUX AFRICA 
https://www.fluxafrica.com/post/femme-mobilit%C3%A9-un-service-de-taxis-100- f%C3%A9minin-en-rdc 
AGENCE ECOFIN 
https://www.agenceecofin.com/entreprendre/2201-73051-rd-congo-ubizcabs-un-ser- vice-de-taxis-conduits-par-des-femmes-le-jour-et-par-des-hommes-la-nuit 
ALIBABA FOUNDATION 
https://africabusinessheroes.org/fr/finalists/2020/top50 
DIGITAL MEDIA 
https://sdgactionawards.org/initiative/1202 
https://justinfos.net/congo-ubiz-cabs-des-voitures-haut-de-gamme-avec-une-equipe- 100-feminine/ 
https://www.challenges.fr/societe/rdc-a-kinshasa-dans-l-enfer-des-transports-collec- tifs_659039 
http://www.kinshasatimes.cd/working-ladies-lance-son-service-de-taxis-modernes-ubiz- cabs-le-10-fevrier-2018/
https://actualite.cd/2018/01/31/ubizcabs-ces-nouveaux-taxis-avec-des-femmes-au-vo- lant 
https://www.congo-autrement.com/blog/accueil/ubizcabs-taxis-100-voitures-seront- mises-a-la-disposition-des-femmes-a-credit-pour-leur-permettre-de-se-lancer-dans-l-en- trepreneuriat.html
https://vudaf.com/business/ubiz-cabs-uber-congolais-luxe-feminin/ 
http://africa-digest.com/kinshasa-ubiz-cabs-le-uber-congolais-100-feminin/
https://www.ceciliaemmawilson.com/africa-insight/2019/11/5/she-tested-ubiz-cabs-the- 100-female-taxi-in-kinshasa
https://www.startupgrind.com/events/details/startup-grind-kinshasa-presents-from-launch- to-continuity-with-patricia-nzolantima/
http://entrepreneurafricain.com/entrepreneures-croyez-en-vous-patricia-nzolantima-rdc/
UBIZDELIVERY
http://www.lecorrespondant.cd/g?post=85
https://web.facebook.com/StartupWebzine/posts/a-kinshasa-patricia-nzolantima-vient-de-lancer-ubizdelivery-un-service-de-livrai/729183821200726/?_rdc=1&_rdr





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Am I the only one struggling to get business funding? — Lionesses of Africa



by Linda Zuze (PhD)

Mbali had taken longer than planned to leave her corporate job and pursue a lifelong dream of running a catering business. There was always a reason to put it off. She was too young. She needed the financial security. She would be crazy to walk away from a steady salary when so many people depended on her. Finally, she took the leap. She never looked back. Mbali’s business was growing so quickly that she needed larger premises and additional staff. There was just one problem. She couldn’t pin down the funding that she desperately needed and she had used up all of her personal savings. She had tried everything – from traditional loans, to credit card applications and even equity financing. Nobody seemed as excited about her ideas as she was.  

Mbali’s experience is sadly all too common for women entrepreneurs and it’s not just start-ups who face an uphill battle. Women with businesses of different sizes and across a range of sectors struggle to access the capital that they need, when they need it. The International Finance Corporation (IFC) reports that women-owned companies account for one-third of the global SME-finance gap even though their businesses tend to be smaller. According to the African Development Bank, women on the African continent need about $42 billion of business financing.

The problem is widespread. A cross-cutting study of more than 30 members of the OECD showed that even in the richest and most gender-equal countries in the world, women are using personal funds for their businesses more often than bank loans and men are accessing bank loans at higher rates. Women who took part in the Lioness Data South African Women Entrepreneurs Job Creators Survey are facing serious credit constraints. Only 29% of respondents had applied for external finance in the 12 months preceding the survey. Owners of smaller businesses (in terms of revenue) were less likely to apply for funding and to receive the funding that they needed. 

One reason why women entrepreneurs are reluctant to apply for financing is that they have become discouraged borrowers. They don’t apply for finance because they believe that their applications will be rejected. So, are women despairing for nothing? Should we just try harder? Actually, there’s a lot of hard evidence to show that the financial sector judges women businesses differently in some subtle and not-so-subtle ways. Take the questions that investors pose to men and women. Studies show that biases in the framing of questions influence how men and women describe their businesses and, ultimately, success rates in getting financial backing. 

Even the language used to evaluate funding proposals can be riddled with stereotypes. A Swedish study looked at the language used by venture capitalists to describe male and female applicants. It revealed that men were painted in a more favourable light. The picture seems to improve when women are involved in funding decisions, according to one study.

And here’s one that took me by surprise. Can the spread of digital banking inadvertently hurt women’s chances of getting funded? Apparently, it can. If women entrepreneurs have the opportunity to meet with a banker in person, they have a much better chance of overcoming gender stereotypes and getting funding approval than if they are assessed remotely. For all its benefits, a growth in online banking could make it harder for women to build relationships with their bankers, which could hurt their chances of getting funded. 

It’s true that the financing odds are stacked up against women entrepreneurs but there is a lot of good news to keep in mind as well. Firstly, we now have solid evidence to show that it’s objectively harder for women to get financing for their businesses. Good data makes it easier to address discriminatory lending practices and tougher to ignore women when they talk about how difficult it is to secure financing. Knowing that we are held to a higher standard should motivate us to become better prepared, ask more questions, and learn from each funding experience. 

Tackling funding challenges on your own is overwhelming and tapping into networks can make all the difference. Lionesses of Africa’s podcast series on getting funding is a great place to start. So let’s stay the course, remind ourselves of how far we’ve come, and refuse to give up. 



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To Do Life & Business Your Way by Sarah Stone and Jane Baker — Lionesses of Africa



Book Review

If you are an entrepreneur who feels like you need to build a business on your terms, doing it your way, then you are not alone, according to Sarah Stone and Jane Baker, authors of the new book, Permission: To Do Life & Business Your Way. 

When building a business it can so often feel as if there are rules you have to follow, that if you dare stray from that path you won’t “make it”. We’re often told that you have to push through and just do it, even if it’s something that makes you feel uncomfortable and yet all of that couldn’t be further from the truth. Sarah Stone and Jane Baker, authors of the new book, Permission: To Do Life & Business Your Way believe that there isn’t one way, there’s someone else’s way and then there’ll be YOUR WAY. You may not know what that way is yet or you may not know what other ways there are.

That’s where this book comes in. Inside this book you’ll find inspiration from stories on how our authors did it their way. How they’ve unlocked their success and a life they love, whilst doing it their way. The book features insights from authors including, Amanda Coles, Anna Fairs, Ashley Cahill, Beverley Fray, Brenda Gabriel, Deasha Waddup, Helen Jane, Jo Gilbert, Nadine De Zoeten, Nicole Thorne, Sera Johnston and Simon Kozlowski. Foreword by Andrea McLean.

If you’re ready to say goodbye to round pegs and square holes, if you’re ready to un-apologetically embrace your way in every area of your life, reach your success on your terms and do it in a way that’s totally aligned with you, then your journey will begin right here.

Author Quotes

It’s time to start a new revolution, not one that has you following someone else’s path, but one that has you following yourself, doing it all your way.

Ultimately that’s our wish for all of you, that you get to build a business and life that is in true alignment with who you are and what truly lights you up. 

Our wish is that you discover your way and blaze your own path towards your success. That wish starts here with this book.

About the author

Sarah Stone is the voice and founder of Creative Feng Shui®. She helps her clients around the world create powerful activations for success, wealth, health and happiness in their home, life and business. A successful entrepreneur and multiple business owner, Sarah has always been guided to help others find their version of success and start living with intention. Sarah has helped clients convert their dream business transactions, create harmonious homes and enhance positive relationships so that they can attract everything they desire in everything area of life. Featured in Forbes, The Huffington Post, OK! Magazine and winner of ‘Best Woman in Creative/Media’ WWMB Award, Sarah’s book “Live What You Live” went on to top the Amazon charts in both Feng Shui and Interior Design for several weeks. 

www.sarahstone.com



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‘May you live in interesting times’ is a curse — Lionesses of Africa



by the Lionesses of Africa Operations Department

Our thoughts currently go out to all our incredible and inspirational Lionesses and indeed all business owners in South Africa as we see the terrifying impact of riots, looting and destruction of property. More than 800 retail shops have been looted, more than 200 shopping malls have been looted, damaged or destroyed, and in KwaZulu Natal, it is estimated that goods worth between $400m and $1bn have been stolen or destroyed. To see Lionesses who have had all their hopes, dreams and aspirations stolen from them is heartbreaking. How can one prepare for such events – indeed if one could even afford it, how many insurance companies even offer insurance against this?

This got us thinking and we remembered the Arab curse: “May you live in interesting times”. It is a curse because what people need and especially businesses, is certainty. Certainty that tomorrow things will be (roughly) the same and we can continue with our plans and build our businesses. Uncertainty of course is what anarchists and coup leaders (and the SA President has said that this was ‘instigated’ here) want and so we looked at what it takes to disrupt countries to such an extent that businesses cannot trade, and how (if at all) that can be mitigated by our Lionesses in the years ahead. Governments too think of this and run ‘war-games’ whereby they imagine what they would take out first if they were a foreign power attacking, to see and then to ensure more security around such essential areas.

In the ‘old’ days, the first place to go with invading land troops would be the TV and Radio centres and we still see that in coup attempts across the globe. But as we have seen in the past year, it is possible to do far more by just hitting the essential areas and the bottlenecks will do the rest…

There was the February storm that took out vital petrochemical plants in Texas, creating plastic pellets for the world’s plastic manufacturers (Mother Nature reminding us of her power). The FT stated (here): “Texas petrochemical plants hit by last month’s Arctic blast have still not returned to full capacity, threatening months of disruptions to the global supply chain for chemical raw materials critical to everything from cars to medical equipment to nappies. The outages, which have now stretched for four weeks, are disrupting manufacturing operations from the American south to the UK and raising prices for vital plastic inputs around the world, fuelling worries about inflation.

Many of us in manufacturing will have seen the increased price and long delivery times in pallet wrap, shrink film and bubble wrap over the past months. These three are the most used by many to safely secure and ship their products and so price rises and supply disruptions in these have created serious problems, just because of one storm in one area…So much for certainty and well thought out budgets!

Soon after, Russian based hackers successfully closed the Colonial Pipeline delivering up to 45 per cent of oil consumed on the east coast of the USA. In one move cutting the ability for east coast companies and businesses to operate freely – there goes the budget again and with it certainty!

This was followed by the Suez Canal incident where a lone ship the ‘Ever Given’ managed to severely disrupt global shipping simply by getting stuck. We are still not quite sure why the Captain decided at that point in the canal to practice his 3-point turns, but he won’t be doing that again in a hurry…How can you plan for that?

Then shockingly in the past few days we have had in South Africa a collapse in the rule of law bringing with it looting, burning and destruction of property and of businesses, again mainly in one area – Durban (although there was looting in parts of Johannesburg and elsewhere). Attacking this one area which controls the major ports of Durban and Richard’s Bay supplying Johannesburg and other main inland cities overnight emptied shelves. Most of the companies use the N3 motorway to take their goods to Johannesburg, which was also attacked with over 40 lorries lying burnt out by the side of the road and is for all intense and purposes at time of writing, closed. In addition SA’s largest oil refinery closed citing the unrest. So Petrol and Diesel have also evaporated fast and yes with it what all businesses need – certainty.

We have driven many times the N3 from Johannesburg to Durban and in one particular area one can see historical tyre burn marks in the tarmac and often bricks and rocks that have been either thrown or placed to disrupt traffic in the dark of the night. It is an open secret that if you close this artery, Johannesburg is severely impacted. 

Indeed talking to some Lionesses, they all seemed to tell us the same thing, that the primary objective seemed to be supply chains and infrastructure. Fuel plants, transport, ports, water sources, food supply, communications (4 radio stations and 133 cell phone towers also targeted). Looting of shopping malls and destruction of businesses quickly followed.

Obviously such a break down in the rule of law shows us instantly where supply chains lack security and resilience. Luckily such issues in most countries are relatively rare, but perhaps this will concentrate our minds, because even if you don’t expect riots, looting and gratuitous destruction, we mentioned other major areas of which we have to be very aware. 

Mother Nature is increasingly showing us who’s Boss as she fights a rearguard action against Climate Change. As reported in the UK’s Guardian here: “The intensity and scale of the floods in Germany this week have shocked climate scientists, who did not expect records to be broken this much, over such a wide area or this soon. After the deadly heatwave in the US and Canada, where temperatures rose above 49.6C two weeks ago, the deluge in central Europe has raised fears that human-caused climate disruption is making extreme weather even worse than predicted.

Secondly, given the entire world runs on software, as we pointed out above, hacking and malware will become all the more prevalent even for non-strategic companies, so these are both areas with which we all must concern ourselves. As we have said many times when faced with such situations, let us ‘hope for the best, but prepare for the worst’.

So don’t forget the basics.

Check your insurances – there have been many reports of Insurers pointing to their small print recently to get out of paying for say, Riot induced looting etc., but we have also seen occasions when flooding was not included (if your business is in an area called ‘Flood Plain View’ and that view is now all concrete – be very concerned!). Whilst we are shocked by such stories from the Insurance industry, sadly it is the same the world over. Read the small print – if an insurance is cheap it is probably cheap for a very good reason…

Please back up your data and keep a copy off site (‘the cloud’ simply refers to a server outside of your business to which you can back up, so let’s not get too technical, but there are some very good free ‘cloud’ based ones). Keep your anti-virus and anti-malware software up to date (all the top ones provide constant upgrades that keep you secure against the latest attacks).

Talk to your suppliers, where are they based? Near at hand, or many miles and oceans away? Can you find a supplier closer? In addition, many top multi-national businesses having previously insisted on a central buying program with a central warehouse to feed all their businesses ‘from the Mother Ship’ in various countries, are now very insistent that their companies look to local suppliers. Time to dust off your business cards and go knocking…maybe you’ll pick up a new customer as well!

We also constantly hear of situations whereby Lionesses having rendered a service or provided goods to a 3rd party have to wait significant amounts of time before being paid. When payment comes it is almost always begrudgingly paid and often surprisingly, larger firms are the worst culprits.

Just as, if not worse, is when Lionesses have these issues with Governments not paying. Seriously?

The RSA Treasury Regulation 8.2.3 states: “Unless determined otherwise in a contract or other agreement, all payments due to creditors must be settled within 30 days from receipt of an invoice…”. We looked many times at this and throughout the full Regulations and could not see anywhere written: “…or until or if you feel like it!” 

Are we missing something here?

We wrote very early on in the ‘Covid Era’ in article for the Lioness Weekender ‘Coronavirus – Hope for the best, but prepare for the worst’ (March 15 2020 here – what a long time ago that was!):

…You have time to put emergency measures in place now and that starts with ensuring your company survives. Many companies will go out of business because they cannot get cash in through the front door fast enough to pay their suppliers, workers, freight costs, rental or even tax. Many western governments are putting in place huge measures to support their SMEs, but we cannot rely on all governments doing the same. Far better as business owners to ‘hope for the best, but prepare for the worst’.

Luckily many Lionesses followed our call (or maybe they were just sensible and saw for themselves that Cash was their Oxygen during this time, either is fine by us obviously), but it shouldn’t have to be this way. SMEs are the lifeblood of all economies. Of course we all marvel at Sir Richard Branson shooting to the stars as Melanie mentioned this week in one of her morning blogs, but the reality is that it’s not the superstars that drive the economy (although they certainly do their bit in employment and taxes) but it is the SME sector that is the essential cog for any economy and a lifeblood for employment, especially amongst the youth. With youth unemployment sitting at 57.47% (here) in South Africa in 2019 (no guesses as to where it is now sadly), and just as bad in other African countries, Governments across Africa must look to seriously and meaningfully support their SME’s. 

While we wait for that realization to sink in and with such uncertainty all around us, living as we sadly do in such ‘interesting times’, we must lean on areas where we can be certain. 

One area in which you can be absolutely certain is the support that comes from the Lioness community. Lean on it, learn from it, and as we have often said, be brave and contact others in your community, across your country or even (as we have seen many times) across Africa – say the magic words: “I am a Lioness” and opportunities will be opened, advice will be forthcoming, there will always be an ear willing to listen and a shoulder to lean on, even to cry on if necessary. 

That is the power of the huge community to which you belong, with over 1.3 million Lionesses across Africa. 

You are not alone.

Stay safe.



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Lioness Launch / Nigeria’s The 1964 Brand launches its new Rebirth clothing collection for women  — Lionesses of Africa



In Nigeria, Olakunmi Oni, founder of The 1964 Brand, proudly promotes self-care through minimalist clothing for the modern woman. July sees the company launching its new collection titled REBIRTH.

Loyal patrons of The 1964 Brand can expect bold colours, two-tone ensembles, sultry cuts and vibrant prints in the new Rebirth Collection, just perfect for a hot girl summer. From conservative to daring personalities, every lady can identify with a piece or two from the collection that she will adore. 1964 girls are known for adorning themselves in gorgeous yet comfortable ‘fits, perfect for every season.

Speaking about the new collection, founder Olakunmi Oni, says: “For me, Rebirth represents a lot. It’s our most unique collection to date. This is the collection that tells the story of who the 1964 woman is and all I can say is that it’s going to be a fantastic journey from here on out.”

The new Rebirth Collection was launched at a special pop up shop at the Aga Conception store VI in Nigeria in July 2021.

Customers can purchase pieces from the new collection by visiting The 1964 Brand website www.the1964brand.com

Founder Olakunmi Oni gives her advice to other women entrepreneurs who may be looking to replicate her success to date, saying: “There will be moments when you will fully bloom and then wilt, only to bloom again. If we can learn anything from flowers, it’s that resilience is born even when we feel like we are dying.”

Find out more about The 1964 Brand new collection:

WEBSITE | FACEBOOK | TWITTER | INSTAGRAM | EMAIL kunmioni@gmail.com





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